Metal Roof Home Insurance Discounts

The Benefit of a Metal Roof

Overtime, it is normal for a homeowner to see their home insurance rise. What most homeowners don’t know is that they could mitigate the increase by installing a metal roof. Aside from saving on heating and cooling, the next best metal roof benefit is reducing your home insurance premium. Roof discounts can range between 5% to 35%. Companies like, us, Mighty Metal Roofing, are here to provide roofing solutions to help you save money. Before we get into metal roof insurance discounts, let’s look at the average home insurance rates across the midsouth.

Average Annual Home Insurance Premiums in the Midsouth

  • Tennessee: $1,521
  • Arkansas: $2,063
  • Mississippi: $2,290

Metal Roof Home Insurance Discounts

Next time you talk to your agent, ask about these discounts!

1. New Roof Discount

If shingles are falling off your roof, it may be time for a new roof. You may want to consider a metal roof. A metal roof not only checks every point mentioned below, but it could save you about $24,000 in energy bill costs over a 20-year period. Although, that’s not the best part. The average lifespan of a metal roof is 50 years, which much longer than other types of roofs. So, throughout the lifespan of a metal roof, you could nearly $48,000 in energy bill costs. As for the new roof discount, many insurance companies across most states offer new roof discounts. They offer this discount because the risk for you filing a claim decreases when you install a new roof, hence a decrease in your home insurance premium. For safety reasons, regardless of the discount, it is always a good idea to install a durable roof.

2. Impact Resistant Discount

This discount is available in all the Midsouth states mentioned above and is common amongst insurance companies. Regardless of where you are in the US, hail storms are possible. The percentage of your discount varies depending upon the roof’s impact resistance classification.

3. Fire Resistant Discount

A common way that fires spread in neighborhoods is through embers landing on roofs and sparking the roof material. Metal roofs hold the highest rating in fire resistance. Not only could you get a discount, but having a metal roof can keep your home safe from external fires.

4. EnergyStar Roof Discount

Metal roofs are environmentally friendly. Our roofs are made up of 40% recycled steel and are 100% recyclable. Our roofs are also EnergyStar approved. Though this may not directly reduce your premium, it does save you money. EnergyStar approved roofs can receive a tax credit for 10% of the cost to install the roof.

Start Saving Now!

Call your insurance company to learn more about these roof home insurance discounts, then call us to learn about all your metal roofing options.we are the Mid-South roofing experts! Click here for a free estimate and roof inspection! Or give us a call at 901-443-7663!

Eco-friendly Roofing Materials: Metal Roofs

Be a hero this Earth Day! In celebration of Earth day, let’s explore an easy way to help the environment.

Did you know that in 2015, there was about 137.7 million tons of trash in landfills across the US? Those landfills were filled with food, plastic, paper, cardboard, rubber, textiles, and other materials. As we know, much of that trash ends up in oceans, further harming the environment. More importantly, did you know you could help the environment AND save money just by having a different type of roof on your home?

Metal Roofs are Eco-Friendly & Energy Efficient

1. Metal Roofs are 100% Recyclable

Metal Roofs are composed of up to 40% of recycled steel and other metals. Products such as recycled cars, cans, and appliances can be made into metal roofs. At the end of the roof’s life, it can be fully recycled to be turned into another useful product. Think about all the waste you are cutting down on. It’s not going into a landfill!

2. Metal Roofs have long lifespans

Unlike other types of roofs, metal roofs boast superior sustainability. Their average lifespan is 50 years, while the average lifespan on a traditional roof is 16 years. Also, Metal roofs can save you about 65% in total costs over its lifetime. Metal roofs are sustainable and a secure investment!

3. Metal Roofs are Energy Efficient

Metal roofs act as an insulator, which is beneficial in both winter and summer. In the summer, the roof acts as a sunlight reflector. This reflection coupled with the insulation helps your AC exert less electricity to maintain the cool temperature in your house, which can result in up to 40% in cooling costs.

Be a friend to the Earth this year by switching to metal roof. It not only benefits the earth long-term, but it also benefits your wallet in the long-term. Start saving the Earth and money now!

“Local” Memphis Roofing Specialist

We are the Mid-South metal roofing experts. Licensed and Insured Roofing Contractor Serving in and near Memphis. Our service areas include Bartlett, Cordova, Arlington, Olive Branch, Atoka, Fayette Co, Southaven, Millington, Entire Memphis Area, Horn Lake, Senatobia, Tunica, Lakeland, and Oxford

Interested in Metal Roofing?
Call Mighty Metal Roofing (901)-443-ROOF (7663) or click here to Get your free estimate today!